India's Honest MF Intelligence Platform

Kya Aapka Mutual Fund
Sahi Hai?

Audit your portfolio with India's first honest scanner. Identify wealth-leaking Regular plans instantly and see your data-backed Honest Score — without any jargon.

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HDFC Flexi Cap 9.2/10 BUY
SBI Bluechip Direct 8.7/10 BUY
Nippon India Small Cap 7.9/10 HOLD
Mirae Asset Large Cap 8.4/10 BUY
Axis Long Term Equity 5.1/10 EXIT
Parag Parikh Flexi Cap 9.5/10 BUY
DSP Midcap Direct 8.1/10 BUY
Kotak Small Cap 7.6/10 HOLD
HDFC Flexi Cap 9.2/10 BUY
SBI Bluechip Direct 8.7/10 BUY
Nippon India Small Cap 7.9/10 HOLD
Mirae Asset Large Cap 8.4/10 BUY
Axis Long Term Equity 5.1/10 EXIT
Parag Parikh Flexi Cap 9.5/10 BUY
DSP Midcap Direct 8.1/10 BUY
Kotak Small Cap 7.6/10 HOLD
14k+
Funds Tracked
₹1.7L
Avg. Leakage Per Investor
12.5%
LTCG Tax Calculated
0
Commission Bias
0
Cost to You. Always Free.

YOUR AGENT IS
NOT YOUR FRIEND

Every year, crores of Indian investors lose lakhs in hidden fees — not because of bad markets, but because they're in Regular Plans instead of Direct Plans. BullWiser shows you the honest truth.

VS
❌ Regular Plan (What Agent Sells)
Any Equity Fund — Regular Growth
Expense Ratio1.75% / year
10Y SIP Maturity (₹10K/mo)₹26.5L
Agent Commission Paid~₹1.7L
After LTCG Tax₹24.8L
Real Value (6% Inflation)₹16.2L
✅ Direct Plan (BullWiser Shows You This)
Same Fund — Direct Growth
Expense Ratio0.50% / year
10Y SIP Maturity (₹10K/mo)₹28.2L
Agent Commission Paid₹0
After LTCG Tax₹26.5L
Real Value (6% Inflation)₹17.9L

* Example based on 14% CAGR equity fund. LTCG @ 12.5% on gains above ₹1.25L. Inflation @ 6% p.a.

// What BullWiser Does

FIVE TOOLS.
ONE HONEST PLATFORM.

🔍
Honest Fund Scanner
Score 14,000+ funds on 4 pillars: Returns Quality, Cost, Stability & Fund Quality. BUY / HOLD / EXIT verdicts with zero commission bias.
14K+ Funds
👤
Profile-Matched Recommendations
Tell us your age, risk tolerance and investment horizon. We filter the entire database to show only the funds that actually suit you.
Personalised
💰
SIP Reality Calculator
Not just maturity amount. We show Wealth Leakage, Tax Liability (LTCG 2026), and inflation-adjusted purchasing power — the "Bank Number" that matters.
Tax + Inflation
📊
Deep Fund Analysis
NAV history charts, rolling returns, portfolio holdings, Sharpe ratio, max drawdown — all the metrics your agent never shows you.
Live Data
📄
Honest Audit PDF
Download a branded 4-page Wealth Audit Report with step-by-step tax calculations, year-by-year returns, and monthly SIP detail table.
Printable Report
🆓
100% Free. No Login.
No account needed. No hidden charges. No newsletter. No data selling. Just honest analysis — because informed investors make better decisions.
Always Free

HONEST FEEDBACK
FROM REAL INVESTORS

What users discovered after running their first BullWiser audit.

★★★★★

"I was in a Regular Plan for 6 years. BullWiser showed me I had already lost over ₹72,000 in commissions. Switched to Direct immediately."

RM
Rahul M.
IT Professional · Pune
★★★★★

"The SIP calculator showed my 'maturity' of ₹28L will actually be worth only ₹17L in today's money. That completely changed how I plan my investments."

PS
Priya S.
Teacher · Nashik
★★★★★

"Finally a tool that gives EXIT verdict when a fund is underperforming. My agent never told me this. BullWiser is honest where others are not."

VT
Vikram T.
Small Business Owner · Mumbai
★★★★★

"The expense ratio comparison is eye-opening. 1.5% vs 0.5% sounds small — but BullWiser showed me it cost me ₹1.4L over 8 years."

AR
Ananya R.
Retail Investor · Hyderabad
★★★★★

"The Wealth Audit PDF is excellent. I showed it to my CA and he was impressed. 4 pages of honest analysis — tax, inflation, leakage — all explained."

MP
Meera P.
SIP Investor · Ahmedabad
★★★★★

"BullWiser recommended Direct Large Cap funds for my profile. Switched 3 months ago — already saving ₹800/month in fees. Simple and honest tool."

NS
Nitin S.
Salaried Investor · Nagpur

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Data sourced from AMFI & MFApi. For educational purposes only. Not investment advice.