India's Honest MF Intelligence Platform

Kya Aapka Mutual Fund
Sahi Hai?

Audit your portfolio with India's first honest scanner. Identify wealth-leaking Regular plans instantly and see your data-backed Honest Score — without any jargon.

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HDFC Flexi Cap 9.2/10 BUY
SBI Bluechip Direct 8.7/10 BUY
Nippon India Small Cap 7.9/10 HOLD
Mirae Asset Large Cap 8.4/10 BUY
Axis Long Term Equity 5.1/10 EXIT
Parag Parikh Flexi Cap 9.5/10 BUY
DSP Midcap Direct 8.1/10 BUY
Kotak Small Cap 7.6/10 HOLD
HDFC Flexi Cap 9.2/10 BUY
SBI Bluechip Direct 8.7/10 BUY
Nippon India Small Cap 7.9/10 HOLD
Mirae Asset Large Cap 8.4/10 BUY
Axis Long Term Equity 5.1/10 EXIT
Parag Parikh Flexi Cap 9.5/10 BUY
DSP Midcap Direct 8.1/10 BUY
Kotak Small Cap 7.6/10 HOLD
14k+
Funds Tracked
₹1.7L
Avg. Leakage Per Investor
12.5%
LTCG Tax Calculated
0
Commission Bias
0
Cost to You. Always Free.

YOUR AGENT IS
NOT YOUR FRIEND

Every year, crores of Indian investors lose lakhs in hidden fees — not because of bad markets, but because they're in Regular Plans instead of Direct Plans. BullWiser shows you the honest truth.

VS
❌ Regular Plan (What Agent Sells)
Any Equity Fund — Regular Growth
Expense Ratio1.75% / year
10Y SIP Maturity (₹10K/mo)₹26.5L
Agent Commission Paid~₹1.7L
After LTCG Tax₹24.8L
Real Value (6% Inflation)₹16.2L
✅ Direct Plan (BullWiser Shows You This)
Same Fund — Direct Growth
Expense Ratio0.50% / year
10Y SIP Maturity (₹10K/mo)₹28.2L
Agent Commission Paid₹0
After LTCG Tax₹26.5L
Real Value (6% Inflation)₹17.9L

* Example based on 14% CAGR equity fund. LTCG @ 12.5% on gains above ₹1.25L. Inflation @ 6% p.a.

// What BullWiser Does

FIVE TOOLS.
ONE HONEST PLATFORM.

🔍
Honest Fund Scanner
Score 14,000+ funds on 4 pillars: Returns Quality, Cost, Stability & Fund Quality. BUY / HOLD / EXIT verdicts with zero commission bias.
14K+ Funds
👤
Profile-Matched Recommendations
Tell us your age, risk tolerance and investment horizon. We filter the entire database to show only the funds that actually suit you.
Personalised
💰
SIP Reality Calculator
Not just maturity amount. We show Wealth Leakage, Tax Liability (LTCG 2026), and inflation-adjusted purchasing power — the "Bank Number" that matters.
Tax + Inflation
📊
Deep Fund Analysis
NAV history charts, rolling returns, portfolio holdings, Sharpe ratio, max drawdown — all the metrics your agent never shows you.
Live Data
📄
Honest Audit PDF
Download a branded 4-page Wealth Audit Report with step-by-step tax calculations, year-by-year returns, and monthly SIP detail table.
Printable Report
🆓
100% Free. Quick Signup.
Free account in 10 seconds — no credit card, no hidden charges, no newsletter, no data selling. Just honest analysis because informed investors make better decisions.
Always Free

HONEST FEEDBACK
FROM REAL INVESTORS

What users discovered after running their first BullWiser audit.

★★★★★

"I was in a Regular Plan for 6 years. BullWiser showed me I had already lost over ₹72,000 in commissions. Switched to Direct immediately."

RM
Rahul M.
IT Professional · Pune
★★★★★

"The SIP calculator showed my 'maturity' of ₹28L will actually be worth only ₹17L in today's money. That completely changed how I plan my investments."

PS
Priya S.
Teacher · Nashik
★★★★★

"Finally a tool that gives EXIT verdict when a fund is underperforming. My agent never told me this. BullWiser is honest where others are not."

VT
Vikram T.
Small Business Owner · Mumbai
★★★★★

"The expense ratio comparison is eye-opening. 1.5% vs 0.5% sounds small — but BullWiser showed me it cost me ₹1.4L over 8 years."

AR
Ananya R.
Retail Investor · Hyderabad
★★★★★

"The Wealth Audit PDF is excellent. I showed it to my CA and he was impressed. 4 pages of honest analysis — tax, inflation, leakage — all explained."

MP
Meera P.
SIP Investor · Ahmedabad
★★★★★

"BullWiser recommended Direct Large Cap funds for my profile. Switched 3 months ago — already saving ₹800/month in fees. Simple and honest tool."

NS
Nitin S.
Salaried Investor · Nagpur

* Testimonials reflect individual experiences and may not represent typical results. BullWiser is an educational tool, not a SEBI-registered investment adviser.

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Data sourced from AMFI & MFApi. For educational purposes only. Not investment advice.